AFFIN Islamic World Mastercard
An elite travel credit card which gives you rewards points, golf privileges, airport lounge access, an annual fee waiver and personalised MasterCard services.
- Min. IncomeRM6,666.67/month
- Annual FeeFree*
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate12% p.a.
- Interest-free20 days
- Overview
An elite travel credit card which gives you rewards points, golf privileges, airport lounge access, an annual fee waiver and personalised MasterCard services.
- Rewards (AFFIN Rewards Points)
For every Ringgit spent on retail purchases overseas, earn up to 3x AFFIN Rewards Points to redeem various items under this loyalty program. Local retail spend gets you 1x AFFIN Rewards Points. Spending criteria that have been excluded include charity, government and petrol transactions.
- Travel
Enjoy 6X complimentary passes to participating Plaza Premium Lounge in Malaysia and selected countries, subject to a minimum of RM3,000 in the latest credit card statement. Your accompanying guest(s) can also enjoy a 25% discount on all Plaza Premium Lounges in Malaysia, including a 20% discount on access to overseas PPL. You as the Principal cardholder can enjoy these discounts too, given you've used up the free passes or if you didn't get to reach the spending amount criteria.
- Balance Transfer
Transfer your outstanding credit card balance of RM1,000 to Affin Islamic credit card and enjoy a one-time up-front competitive profit rate as low as 2% and flexible repayment tenure.
- Flexible Payments
Shop at participating merchants with Affin Islamic Bank and pay a 0% profit rate when you convert the purchase into Easy Payment Plan.
- Additional Premium
Practice your swing at complimentary green fees at selected golf clubs in Malaysia and selected Southeast Asian countries, applicable to Principal cardholders only and subject to a minimum of RM3,000 in the latest credit card statement. Other terms apply! What's more, enjoy personalised assistance with MasterCard Global Service, World MasterCard Concierge Service and AFFIN Islamic World MasterCard Customer Service. Get complimentary Funeral Expenses Takaful Coverage worth RM1,000.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20 Shariah Compliant Yes Airport Lounge Access Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 500 Min Late Payment 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5%
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 0 0 500 - 6 0 0 2000 - 12 0 0 2000 - 24 0 0 2000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 2 0 1000 12 4 0 1000 18 5 0 2000 24 6 0 2000 36 7 0 3000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all overseas retail transaction 3 1 3 On all local retail transaction 1 1 3
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation - Travel Insurance Coverage - Delayed Luggage Compensation - Delayed Flight Compensation - Personal Accident Coverage - Missed Flight Connection Compensation -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 12 Prompt Repayment 10 out of 12 months 18 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM400 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody