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    AFFIN Islamic World Mastercard

    AFFIN Islamic World Mastercard

    An elite travel credit card which gives you rewards points, golf privileges, airport lounge access, an annual fee waiver and personalised MasterCard services.

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    AFFIN Islamic World Mastercard
    • Min. IncomeRM6,666.67/month
    • Annual FeeFree*
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate12% p.a.
    • Interest-free20 days
      • Overview
      • An elite travel credit card which gives you rewards points, golf privileges, airport lounge access, an annual fee waiver and personalised MasterCard services.

      • Rewards (AFFIN Rewards Points)
      • For every Ringgit spent on retail purchases overseas, earn up to 3x AFFIN Rewards Points to redeem various items under this loyalty program. Local retail spend gets you 1x AFFIN Rewards Points. Spending criteria that have been excluded include charity, government and petrol transactions.

      • Travel
      • Enjoy 6X complimentary passes to participating Plaza Premium Lounge in Malaysia and selected countries, subject to a minimum of RM3,000 in the latest credit card statement. Your accompanying guest(s) can also enjoy a 25% discount on all Plaza Premium Lounges in Malaysia, including a 20% discount on access to overseas PPL. You as the Principal cardholder can enjoy these discounts too, given you've used up the free passes or if you didn't get to reach the spending amount criteria.

      • Balance Transfer
      • Transfer your outstanding credit card balance of RM1,000 to Affin Islamic credit card and enjoy a one-time up-front competitive profit rate as low as 2% and flexible repayment tenure.

      • Flexible Payments
      • Shop at participating merchants with Affin Islamic Bank and pay a 0% profit rate when you convert the purchase into Easy Payment Plan.

      • Additional Premium
      • Practice your swing at complimentary green fees at selected golf clubs in Malaysia and selected Southeast Asian countries, applicable to Principal cardholders only and subject to a minimum of RM3,000 in the latest credit card statement. Other terms apply! What's more, enjoy personalised assistance with MasterCard Global Service, World MasterCard Concierge Service and AFFIN Islamic World MasterCard Customer Service. Get complimentary Funeral Expenses Takaful Coverage worth RM1,000.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
        Shariah CompliantYes
        Airport Lounge AccessYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Annual Fee (RM)500
        Min Late Payment1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5%
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        600500-
        6002000-
        12002000-
        24002000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        6201000
        12401000
        18502000
        24602000
        36703000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On all overseas retail transaction313
        On all local retail transaction113
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month12
        Prompt Repayment 10 out of 12 months18
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM400
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody
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