• RM
    Loading...

    • Min. IncomeRM2,000/month
    • Annual FeeFree*
    • Cashbackup to 10%
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
      • Overview
      • Spend and get rewarded with cashback and AFFIN Reward Points. Enjoy up to 10% cashback at BHPetrol Station, and 1x AFFIN Rewards Points on other retail purchases.

      • Cashback
      • Get 10% cashback when you pump your petrol at BHPetrol station(s) on weekends. Please note that 10% cashback is subject to the card account with a previous balance of RM3,000 and above, while 5% cashback is subject to the card account with a previous balance below RM3,000. Additionally, earn a 2% cashback on weekdays (capped at RM50 monthly).

      • Rewards (AFFIN Rewards Points)
      • Swipe your Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless to redeem dining or shopping vouchers, branded merchandises and gadgets you always wanted. For every Ringgit spent on retail purchases, you will earn 1x AFFIN Rewards Points.

      • Petrol
      • Get up to 10% cashback on fuel purchases at BHPetrol Station, subject to a previous credit card statement balance of RM3,000 and above. If your previous credit card statement balance is below RM3,000, you'll get 5% cashback instead. Both are capped at RM50 per month.

      • Travel
      • Collect as many AFFIN Rewards Points as you can, and you may redeem them with selected air miles such as Enrich Points, AirAsia BIG Points and/or Malindo Miles at a competitive conversion rate.

      • Balance Transfer
      • Affin Bank Balance Transfer Instalment Plan with rates from as low as 2% with payments as long as 36 months.

      • Flexible Payments
      • Affin Bank EiPlan offers you flexible payment terms from 6 months to 24 months on any retail purchase. Enjoy 0% interest rates, valid until 31 December 2023. Terms apply.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Annual Fee (RM)150
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        600500-
        6002000-
        12002000-
        24002000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        6201000
        12401000
        18502000
        24602000
        36703000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Petrol spend at BHPetrol (weekdays)0-502-
        Petrol spend at BHPetrol (weekend)02999505-
        Petrol spend at BHPetrol (weekend)3000-5010-
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On all retail transactions113
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM75
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody