- Min. IncomeRM2,000/month
- Annual FeeFree*
- Cashbackup to 10%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Overview
Spend and get rewarded with cashback and AFFIN Reward Points. Enjoy up to 10% cashback at BHPetrol Station, and 1x AFFIN Rewards Points on other retail purchases.
- Cashback
Get 10% cashback when you pump your petrol at BHPetrol station(s) on weekends. Please note that 10% cashback is subject to the card account with a previous balance of RM3,000 and above, while 5% cashback is subject to the card account with a previous balance below RM3,000. Additionally, earn a 2% cashback on weekdays (capped at RM50 monthly).
- Rewards (AFFIN Rewards Points)
Swipe your Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless to redeem dining or shopping vouchers, branded merchandises and gadgets you always wanted. For every Ringgit spent on retail purchases, you will earn 1x AFFIN Rewards Points.
- Petrol
Get up to 10% cashback on fuel purchases at BHPetrol Station, subject to a previous credit card statement balance of RM3,000 and above. If your previous credit card statement balance is below RM3,000, you'll get 5% cashback instead. Both are capped at RM50 per month.
- Travel
Collect as many AFFIN Rewards Points as you can, and you may redeem them with selected air miles such as Enrich Points, AirAsia BIG Points and/or Malindo Miles at a competitive conversion rate.
- Balance Transfer
Affin Bank Balance Transfer Instalment Plan with rates from as low as 2% with payments as long as 36 months.
- Flexible Payments
Affin Bank EiPlan offers you flexible payment terms from 6 months to 24 months on any retail purchase. Enjoy 0% interest rates, valid until 31 December 2023. Terms apply.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 150 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 0 0 500 - 6 0 0 2000 - 12 0 0 2000 - 24 0 0 2000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 2 0 1000 12 4 0 1000 18 5 0 2000 24 6 0 2000 36 7 0 3000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Petrol spend at BHPetrol (weekdays) 0 - 50 2 - Petrol spend at BHPetrol (weekend) 0 2999 50 5 - Petrol spend at BHPetrol (weekend) 3000 - 50 10 -
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all retail transactions 1 1 3
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM75 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody