MoneyX | Credit Card / Alliance Bank Visa Platinum

- Overview
- Enjoy PLATINUM benefits of up to 8x Timeless Bonus Points for all your everyday spending, online or offline. Redeem your TBP with cool gifts anytime.
- Rewards (Timeless Bonus Points)
- Collect Timeless Bonus Points that never expire when you swipe on eligible spending categories locally and overseas. If you accumulate enough Timeless Bonus Points (TBP), you can redeem them for attractive gifts and services.
- Balance Transfer
- Start paying off your accumulated credit debt with a low interest balance transfer and a longer repayment period of up to 24 months.
- Features
- Criteria Details
  Card Type Visa
  Interest Free Period (Days) 20
- Fee
- Criteria Details
  Min Cash Withdrawal Fee RM15 or 5%
  Annual Fee (RM) 120
  Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
- Criteria Details
  Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Balance Transfer
- Months Upfront Interest (%) Interest (%) Minimum Amount (RM)
  6 0 0 1000
  12 0 9.88 1000
  18 0 9.88 1000
  24 0 9.88 1000

Criteria	Details
Card Type	Visa
Interest Free Period (Days)	20

Criteria	Details
Min Cash Withdrawal Fee	RM15 or 5%
Annual Fee (RM)	120
Min Late Payment	RM10 or 1% of outstanding amount, up to a maximum of RM100

Criteria	Details
Min Monthly Payment	5% or RM50 of outstanding amount, whichever is higher

Months	Interest (%)	Minimum Amount (RM)
6	0	1000
12	9.88	1000
18	9.88	1000
24	9.88	1000

Applicability	Points	Per Ringgit	Validity (Years)
On online shopping transactions and eWallet reload	8	1	-
On overseas and dining transactions	3	1	-
On all local retail transactions, entertainment, auto-billing, and contactless spends	1	1	-

Criteria	Interest Rate (%)
Prompt Repayment every month	15
Prompt Repayment 10 out of 12 months	17
Prompt Repayment of less than 10 out of 12 months	18
Interest rate on cash withdrawal	18

Criteria	Details
Minimum Age	21
Who Can Apply	Anybody