• RM
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    • Min. IncomeRM6,666.67/month
    • Annual FeeFree
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
      • Overview

      • Enjoy discounts on hotel rooms, dining, 5x complimentary access to participating airport lounges, and an RM1 million travel Takaful coverage with Visa Signature.

      • Rewards (AmBonus Points)

      • 3x AmBonus Points for RM1 spend overseas on retail purchases (except Online transactions). Convert reward points to gifts for your loved ones, or air miles with your frequent flyer programs of choice. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

      • Travel

      • Enjoy the comfort of privacy at participating Plaza Premium Lounges for 5 times a year. Access the privilege to get in touch with Visa Concierge Service for assistance while travelling abroad. Plus, a complimentary travel Takaful coverage of up to RM1 million when you charge your flight ticket(s) to this card. Terms apply.

      • Flexible Payments

      • AmBank Easy Payment Plan offers up to 36 months of payment terms with a 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay offers instalments with interest as low as 3%.

      • Additional Premium

      • Get a complimentary 1-year Tableapp Elite Membership. Enjoy exclusive dining and accommodation discounts with Club Marriott Malaysia Annual Membership privileges. Don't miss out on AmBank's Amazing30 deals every day with selected merchants. Additionally, enjoy 50% off on green fees with one paying guest when you book a tee time at 6 selected golf clubs in Malaysia. Get rewarded with 10% cashback when you shop at eligible ASEAN duty-free outlets as well. All are subject to terms and conditions.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Shariah CompliantYes
        Airport Lounge AccessYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM50 or 5%
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        30-500-
        60-500-
        120-1000-
        240-1000-
        360-1000-
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On all overseas retail expenses (except Online transactions)313
        On all local retail expenses113
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation4,000
        Travel Insurance Coverage-
        Delayed Luggage Compensation1,500
        Delayed Flight Compensation1,500
        Personal Accident Coverage1,000,000
        Missed Flight Connection Compensation1,500
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody