• RM
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    • Annual FeeFree*
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM5,000/month
      • Overview

      • Get 2x free access to participating airport lounges, 5x reward points for spending overseas, and a 30% discount on golf with an AmBank UnionPay Platinum credit card.

      • Rewards (AmBonus Points)

      • 5x AmBonus Points for overseas retail spending (except online transactions) and 0.5x AmBonus Point for any other local spending. Convert reward points to air miles, or redeem gifts for your loved ones. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

      • Travel

      • Enjoy 2x complimentary access to participating Plaza Premium Lounges, and RM1 million travel insurance coverage for you and your family members (terms apply!).

      • Flexible Payments

      • Enjoy ZERO interest on 3 or 6 months installment with participating merchants. Else, you can opt for low-interest installment starting from 3% on other purchases.

      • Additional Premium

      • Premium Golf Privileges at over 350 golf courses around the world. Complimentary access to UnionPay Lounge at Pavilion Mall, Kuala Lumpur, for you to sit back and relax. Enjoy attractive dining and accommodation benefits at Club Marriott in Malaysia and Asia Pacific.

      • Features
      • CriteriaDetails
        Card TypeUnionPay
        Interest Free Period (Days)20
        Airport Lounge AccessYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM50 or 5%
        Annual Fee (RM)450
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        63-500-
        124-2000-
        185-4000-
        246-5000-
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On all overseas retail expenses (except for online transactions)513
        On all local retail expenses0.513
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation3,200
        Travel Insurance Coverage1,000,000
        Delayed Luggage Compensation1,600
        Delayed Flight Compensation1,600
        Personal Accident Coverage1,000,000
        Missed Flight Connection Compensation1,600
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM250
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody