- Annual FeeFree
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM10,000/month
- Overview
Enjoy 5x access to participating Plaza Premium Lounges, 5x reward points, faster air miles conversion and up to RM2 million travel insurance with AmBank Visa Infinite.
- Rewards (AmBonus Points)
Get 5x AmBonus Points for every RM1 swipe on retail transactions overseas (excluding online purchases). Convert reward points to air miles with 50 frequent flyer program partners. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.
- Travel
5x complimentary access to participating Plaza Premium Lounges per year, Visa Concierge Service for any inquiries and emergencies, and automatic travel insurance coverage of up to RM2 million are yours to enjoy. Exclusively for Visa Infinite cardholders, reserve a tee time at 6 selected golf clubs in Malaysia and enjoy complimentary green fees with one paying guest. Terms and conditions apply.
- Flexible Payments
AmBank Easy Payment Plan offers up to 36 months of payment terms with a 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay offers buy-now-pay-later instalments for as low as 3% interest.
- Additional Premium
Exclusive dining and hotel privileges with Club Marriott Malaysia Annual Membership, plus 1-for-1 dining deals at participating Shangri-La Hotels for your indulgence! Not to mention, you will also get a complimentary 1-year Tableapp Elite Membership with this card. Enjoy 10% cashback when you shop at eligible ASEAN duty-free outlets. Don't miss out on AmBank's Amazing30 deals (RM30 off, RM30 cashback or 30% off) every day with selected merchants too! All are subject to terms and conditions.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Airport Lounge Access Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM50 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 500 - 6 0 - 500 - 12 0 - 1000 - 24 0 - 1000 - 36 0 - 1000 -
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On overseas retail purchases (except online transactions) 5 1 3 On all local retail expenses 1 1 3
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 6,000 Travel Insurance Coverage 2,000,000 Delayed Luggage Compensation 3,000 Delayed Flight Compensation 1,000 Personal Accident Coverage - Missed Flight Connection Compensation 3,000
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody