Bank Islam Platinum Visa Credit Card-i
Live the Platinum Lifestyle with a wealth of travel and shopping privileges, loyalty reward points and generous Takaful coverage.
- Annual FeeFree*
- Easy Payment PlanFrom 0% p.a.
- Interest Rate13.5% p.a.
- Interest-free20 days
- Min. IncomeRM4,000/month
- Overview
Live the Platinum Lifestyle with a wealth of travel and shopping privileges, loyalty reward points and generous Takaful coverage.
- Rewards (TruRewards Loyalty Programme)
Earn TruPoints and redeem great prizes from Bank Islam's TruRewards Loyalty Programme.
- Travel
Enjoy free takaful travel coverage of up to RM1,000,000 and 24/7 Visa Concierge Service while you're travelling. You deserve that peace of mind!
- Shariah Benefits
Comprehensive Takaful protection, with FREE purchase protection insurance, coverage on outstanding balance, benevolence expenses and 40% discount on will writing fee.
- Flexible Payments
Bank Islam EPP offers payment terms of up to 36 months at zero interest when you purchase items from selected retail merchants. The minimum transaction is RM150.
- Additional Premium
Complimentary RM100,000 Takaful Protection on outstanding balances and RM1,000 on funeral expenses. Terms apply.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Shariah Compliant Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM12 or 2.5% Annual Fee (RM) 388 Min Late Payment RM5 or 1% of outstanding amount, up to a maximum of RM50
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 150 - 6 0 - 300 - 12 0 - 600 - 18 0 - 900 - 24 0 - 1200 - 36 0 - 1800 -
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all local and overseas retail expenses 1 1 3
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 1,000 Travel Insurance Coverage - Delayed Luggage Compensation 1,000 Delayed Flight Compensation 1,000 Personal Accident Coverage 1,000,000 Missed Flight Connection Compensation 1,000
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 13.5 Prompt Repayment 10 out of 12 months 16 Prompt Repayment of less than 10 out of 12 months 17.5 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM150 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody