- Annual FeeFree
- Cashbackup to 7%
- Balance TransferFrom 5.99% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM2,000/month
- Overview
Be a smarter driver by collecting up to 7% cash rebates for transactions made at PETRONAS nationwide with the Setel app.
- Cashback
Enjoy 7% cash rebates on Setel transactions and 5% cash rebates on all PETRONAS spends nationwide, subject to purchases of RM1,500 and above. 3% cash rebates for purchases below RM1,500. For other retail spending, get 0.2% unlimited cash rebates.
- Petrol
Get a 7% cash rebate on payments made via Setel App at PETRONAS stations every day. Paying for your fuel and shopping at PETRONAS via physical card gets you 5% cashback.
- Travel
Enjoy up to RM1 Million Travel Takaful Coverage when you charge the full fare of your airline tickets to your CIMB Petronas Platinum-i Credit Card. Terms and conditions apply.
- Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy lower interest rates for a longer repayment period.
- Flexible Payments
Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20 Shariah Compliant Yes
- Fee
Criteria Details Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 12 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 0 5.99 1000 12 0 7.99 1000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Other Retail Spend 0 - - 0.2 - Petronas Spend (Using physical card) 0 1500 30 3 - Petronas Spend (Using physical card) 1500 - 30 5 - Setel Spend 1500 - 30 7 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 1,000 Travel Insurance Coverage 1,000,000 Delayed Luggage Compensation 1,000 Delayed Flight Compensation 1,000 Personal Accident Coverage - Missed Flight Connection Compensation 1,000
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody