- Annual FeeFree
- Balance TransferFrom 5.99% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM10,000/month
- Overview
Enjoy zero annual fees for life, great bonus points on dining and overseas shopping, premium access to selected airport lounges and free travel insurance coverage.
- Rewards (CIMB Bonus Points)
Dining and shopping overseas get you 5x Bonus Points, whereas other retail spending made locally get you 1x Bonus Point.
- Travel
Receive 8x yearly complimentary access to participating Plaza Premium Lounges around the world (T&C apply), and travel assistance via the CIMB Premier travel desk. Plus, up to RM1 million travel insurance coverage, including travel inconvenience benefits when you charge full airline tickets to your CIMB Visa Infinite.
- Balance Transfer
Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy low-interest rates for up to 12 months.
- Flexible Payments
Enjoy interest-free instalment and flexibility in your repayment for up to 36 months with CIMB 0% Easy Pay.
- Additional Premium
Swim into a world of infinite privileges: get access to exclusive worldwide events, premium airport ride at an exclusive price, and shopping and dining promotions when you swipe your CIMB Visa Infinite. Get your online purchases protected with the eCommerce Purchase Protection programme with up to USD 1,000 per claim.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Airport Lounge Access Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM15 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 12 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 0 5.99 1000 12 0 7.99 1000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On overseas dining spends 5 1 3 On overseas retail spends 5 1 3 On local spends 1 1 3
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 1,000 Travel Insurance Coverage 1,000,000 Delayed Luggage Compensation 1,000 Delayed Flight Compensation 1,000 Personal Accident Coverage - Missed Flight Connection Compensation 1,000
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody