• RM
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    • Annual FeeFree*
    • Balance TransferFrom 5.99% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM2,000/month
      • Overview

      • Enjoy up to 12X Bonus Points on e-payments including e-wallets, and almost everything else with no minimum spend.

      • Rewards (CIMB Bonus Points)

      • Get rewarded with up to 12X Bonus Points on eDay, every 28th of the month with no minimum spend! Besides that, earn 3X Bonus Points EVERYDAY with eligible spending such as in-store contactless payments, food delivery and more. You'll also earn 1X Bonus Points when you make an in-store PIN purchase.

      • Travel

      • Purchase your flight ticket(s) with this card and get free travel insurance coverage of up to RM1 million which includes coverage for travel inconveniences such as delayed flights or baggage loss and others. Terms and conditions apply.

      • Balance Transfer

      • Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy lower interest rates for a longer repayment period.

      • Flexible Payments

      • With CIMB 0% Easy Pay, enjoy your shopping spree and pay for your purchases in monthly zero instalments for up to 36 months tenure at over 1,000 participating CIMB merchant stores locally.

      • Additional Premium

      • Get the best Bank Bonus Points conversion value of a minimum of 400 Bonus Points to RM1 at Pay with Points (PWP) participating merchants nationwide and cash back redemption. Terms and conditions apply.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM15 or 5%
        Annual Fee (RM)100
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        120-50-
        240-50-
        360-50-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        605.991000
        1207.991000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On Food Delivery, Online Shopping, E-Wallet Reload (Touch 'n Go, GrabPay, Boost, BigPay and Setel), Auto-Billing Payments (telco, utility bills and online streaming services), and In-Store Contactless on eDay, every 28th of the month1213
        On Food Delivery, Online Shopping, E-Wallet Reload (Touch 'n Go, GrabPay, Boost, BigPay and Setel), Auto-Billing Payments (on telco, utility bills and online streaming services), and In-Store Contactless Spend, everyday except eDay313
        On In-Store PIN Purchases everyday11-
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation1,000
        Travel Insurance Coverage1,000,000
        Delayed Luggage Compensation1,000
        Delayed Flight Compensation1,000
        Personal Accident Coverage-
        Missed Flight Connection Compensation1,000
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody