• RM
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    • Min. IncomeRM3,000/month
    • Annual FeeFree*
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
      • Overview

      • Splurge on your favourite backpacking gear, and earn Air Miles with a host of travel benefits and privileges!

      • Rewards (HSBC Air Miles)

      • Earn 1.1 Air Miles for every RM1 spend overseas, capped at 20,000 Air Miles; whereas 1 Air Mile for every RM4 spent locally, capped at 30,000 Air Miles per calendar month. You can also convert Air Miles to cash back into Premier Junior Savers Account!

      • Travel

      • Enjoy twelve complimentary visits to participating Plaza Premium Lounges in selected airports for the primary cardholders, including Wallet Protection Insurance and e-Commerce protection by MasterCard.

      • Balance Transfer

      • HSBC Balance Transfer Instalment offers interest payments from 0% p.a. for up to 12 months. Applicable for new cardholders.

      • Flexible Payments

      • Get any of your dream items instantly with a 0% p.a. instalment for up to 36 months at over 500 participating merchants.

      • Additional Premium

      • This card is available with Apple Pay. Enjoy Grab complimentary rides with a minimum spend of RM2,500 per transaction on airline ticket(s), unlimited WiFi via Boingo at over 1 million hotspots worldwide, discounts at Agoda and Expedia, and World MasterCard Benefits. Plus, make a donation to any cause of your choice with an HSBC Premier Travel card, and the bank will contribute 1% to its supported charities.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
        Airport Lounge AccessYes
        Air MilesYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM15 or 5%
        Annual Fee (RM)600
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        60-500-
        120-1000-
        180-1500-
        240-2000-
        360-2000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        3001000
        61.8801000
        123.8801000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        Overseas spend in foreign currency (online, utility and insurance transactions)1.113
        Local spend in Ringgit Malaysia (online, utility and insurance transactions)143
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyHSBC Premier Account members only with a minimum of RM200,000 in total relationship balance with HSBC