• RM
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    • Annual FeeFree
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
      • Overview

      • Great reward points credit card - exclusively for HSBC Premier account holders. This is a premium credit card that rewards you when you shop and travel.

      • Rewards (HSBC Reward Points)

      • Get 10X Reward Points on your overseas spending, and 5X Reward Points on groceries, online shopping and e-wallet spending. Gain 8X Reward Points when you perform any contactless payment. The accumulated reward points can be redeemed with exciting items or vouchers and others via HSBC Premier World Rewards Catalogue.

      • Travel

      • Complimentary 6x access to participating Plaza Premium Lounges at selected airports in Malaysia, Hong Kong and Singapore. Plus, enjoy Grab complimentary rides when you spend a minimum of RM2,500 per transaction on airline ticket(s). All are subject to terms and conditions.

      • Balance Transfer

      • HSBC Balance Transfer Instalment offers interest payments for 0% p.a. for 6 months. Applicable for new cardholders.

      • Flexible Payments

      • Keeping tabs on that dream item? Convert it and enjoy 0% interest rates on tenure as long as 36 months with participating merchants.

      • Additional Premium

      • This card is available with Apple Pay. Shop away with peace of mind knowing you're protected with the Wallet Protection Insurance and e-Commerce protection by MasterCard. Get unlimited WiFi via Boingo, an overseas Cash Advance facility and top-notch card security with a free 24-hour card loss reporting line. Make a donation to any cause of your choice, and the bank will contribute 1% to its supported charities.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
        Airport Lounge AccessYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM15 or 5%
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        60-500-
        120-1000-
        180-1500-
        240-2000-
        360-2000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        3001000
        61.8801000
        123.8801000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On all overseas spend1013
        On contactless payments813
        On groceries, online shopping and e-wallet spend513
        On all other spend113
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyHSBC Premier account holder with a minimum of RM200,000 in total relationship balance