Maybank American Express Platinum
Enjoy the VIP lifestyle with up to 5x Membership Reward Points, exclusive platinum privileges on dining at elite hotels, and complimentary travel and retail insurance.
- Annual FeeFree*
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM5,000/month
- Overview
Enjoy the VIP lifestyle with up to 5x Membership Reward Points, exclusive platinum privileges on dining at elite hotels, and complimentary travel and retail insurance.
- Rewards (American Express Membership Rewards)
Earn Membership Reward Points for every Ringgit spent on all groceries, selected cineplexes, petrol, participating bookstores and telecommunication charges, utilities, education, EzyPay, insurance transactions, and retail shopping.
- Travel
When travelling, expect immediate assistance over the phone anytime, anywhere and if you charge your travel fares to your card, you'll benefit from free Travel Personal Accident coverage of up to RM700,000 which includes coverage for travel inconveniences such as missed flight connection, luggage delay or luggage loss. T&C apply.
- Balance Transfer
Credit card debt has got you down? Maybank Balance Transfer offers interest rates as low as 0% and payment terms up to 36 months. Make your monthly repayments and you're well on your way to better financial management in the future!
- Flexible Payments
Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from participating retail outlets in Malaysia. For all other purchases, you can opt for Maybank EzyPay Plus for low rates instalments of up to 24 months.
- Additional Premium
Valid until 31 December 2024, don't miss out to enjoy up to 50% savings on dining and F&B at selected restaurants at Shangri-La Hotel, Kuala Lumpur, including a 40% discount on dining excluding alcoholic drinks at participating restaurants at Marriott Bonvoy Hotels & Resorts in Malaysia, applicable to a maximum of 10 diners. Terms and conditions apply.
- Features
Criteria Details Card Type Amex Interest Free Period (Days) 20
- Fee
Criteria Details Min Cash Withdrawal Fee RM10 or 5% Annual Fee (RM) 800 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM75
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM25 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 50 - 6 0 - 50 - 12 0 - 50 - 18 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 1.88 0 1000 9 0 9 1000 12 3 0 1000 24 0 4.5 1000 36 0 4.95 2000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On groceries, selected cinemas, petrol, participating bookstores and telecommunication charges 5 1 - On all local and overseas retail spending 2 1 - On utilities, education, insurance and EzyPay Instalment 1 1 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation - Travel Insurance Coverage 700,000 Delayed Luggage Compensation - Delayed Flight Compensation - Personal Accident Coverage - Missed Flight Connection Compensation -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM550 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Malaysians and Expatriates