Maybank Islamic MasterCard Ikhwan Platinum Card-i
A money-saving credit card with 5% cashback every Friday and Saturday, TreatsPoint gift redemptions, and no annual fee for life.
- Min. IncomeRM5,000/month
- Annual FeeFree
- Cashbackup to 5%
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Overview
A money-saving credit card with 5% cashback every Friday and Saturday, TreatsPoint gift redemptions, and no annual fee for life.
- Cashback
A Maybank Islamic credit card that'll make your petrol and groceries expenses cheaper! Get 5% cashback on Friday and Saturday, capped at RM50 each month. Available for principal card members only.
- Rewards (Maybank TreatsPoints)
Earn 1x TreatsPoint on every RM1 you spend locally and overseas. What do you do with those TreatsPoints? Use them to redeem tech gadgets, shopping vouchers, free flights and so much more!
- Petrol
Petrol prices are getting cheaper, but wouldn't it be great to drive them down even further? Get 5% cashback on petrol on Fridays and Saturdays. Monthly cap at RM50.
- Shariah Benefits
Spend at least RM200 on a single receipt and you may stand a chance to win an Umrah trip. Get an Ibra rebate on management and cash withdrawal charges from Maybank.
- Balance Transfer
Tired of barely paying the minimum on your credit card bills? Transfer all your credit card outstanding balances at low interest for up to 36 months with the Maybank Balance Transfer Programme.
- Flexible Payments
Be flexible with your shopping! Buy what you want now, but pay for it later. Stretch your repayments over 36 long months at 0% interest with Maybank EPP. For all other purchases, you can opt for Maybankard EzyPay PLUS for an instalment of up to 24 months at 9% p.a.
- Additional Premium
Stand a chance to win an Umrah package for the pilgrimage of your life or a holiday package (for non-muslims) just by spending at least RM200 on retail transactions in a single receipt. The said spending is equivalent to 1x entry for the giveaway. Please contact Maybank for more details. To top it off, Maybank will also contribute 0.1% of your spending to a charity managed by them.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20 Shariah Compliant Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM18 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM25 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 50 - 6 0 - 50 - 12 0 - 50 - 18 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 1.88 0 1000 9 0 9 1000 12 3 0 1000 24 0 4.5 1000 36 0 4.95 2000
- Cashback Tiers
Applicability Minimum Spend (RM) Maximum Spend (RM) Monthly Cap (RM) Cashback Percentage (%) Other Condition(s) Petrol and Groceries (Friday and Saturday only) 0 - 50 5 -
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all local and overseas retail (except petrol and groceries spend on Friday and Saturday) 1 1 3 On education, insurance, utilities and 0% EzyPay Instalment 1 1 3
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Malaysians and Expatriates