- Annual FeeFree*
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM8,333/month
- Overview
Earn Treats AirMiles that never expire and are convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, free Plaza Premium Lounge access and more!
- Rewards (Maybank Treats AirMiles)
Get free 50,000 Treats Air Miles upon card approval. For every RM2 spent in Malaysia and every RM1 spent overseas, get 5x Treats AirMiles. Redeem 1,000 Enrich Miles for every 8,000 Treats AirMiles have collected!
- Travel
Complimentary 5x access to participating Plaza Premium Lounges in Malaysia and selected international airports each year! To top it off, you'll also get complimentary travel insurance of up to RM2 million which includes travel inconveniences such as luggage delay or loss and flight misconnection by simply charging the full fare of your flight ticket with this card. Both privileges are subject to terms and conditions.
- Balance Transfer
Pay for outstanding balances transferred from other credit cards at interest rates as low as 0% with a payment period of up to 36 months with the Maybank Balance Transfer Program.
- Flexible Payments
Maybank EzyPay offers interest-free shopping with a payment period of up to 36 months at approved merchants. For all other purchases, you can opt for Maybank EzyPay Plus for low rates in instalments of up to 24 months.
- Additional Premium
Valid until 31 December 2024, get complimentary green fees for cardmembers to play at 100 golf clubs worldwide, subject to a minimum spending of RM5,000 in the previous month. Plus, enjoy up to 40% off on dining (excluding alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia. Not to mention, exclusively with MasterCard Concierge Services, you will be taken care of anytime and anywhere for urgent matters involving lifestyle, medical assistance and cash-related emergencies. T&C apply to all.
- Features
Criteria Details Card Type MasterCard Interest Free Period (Days) 20 Airport Lounge Access Yes Air Miles Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM18 or 5% Annual Fee (RM) 800 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM25 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 50 - 6 0 - 50 - 12 0 - 50 - 18 0 - 50 - 24 0 - 50 - 36 0 - 50 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 1.88 0 1000 9 0 9 1000 12 3 0 1000 24 0 4.5 1000 36 0 4.95 2000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all overseas retail expenses 5 1 - On all local retail expenses 5 2 - On utilities, education, insurance, petrol and 0% EzyPay 1 1 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 3,000 Travel Insurance Coverage 2,000,000 Delayed Luggage Compensation 1,000 Delayed Flight Compensation - Personal Accident Coverage - Missed Flight Connection Compensation 1,000
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM500 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply Malaysians and Expatriates