• RM
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    • Annual FeeFree*
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM8,333/month
      • Overview
      • Earn Treats AirMiles that never expire and are convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, free Plaza Premium Lounge access and more!

      • Rewards (Maybank Treats AirMiles)
      • Get free 50,000 Treats Air Miles upon card approval. For every RM2 spent in Malaysia and every RM1 spent overseas, get 5x Treats AirMiles. Redeem 1,000 Enrich Miles for every 8,000 Treats AirMiles have collected!

      • Travel
      • Complimentary 5x access to participating Plaza Premium Lounges in Malaysia and selected international airports each year! To top it off, you'll also get complimentary travel insurance of up to RM2 million which includes travel inconveniences such as luggage delay or loss and flight misconnection by simply charging the full fare of your flight ticket with this card. Both privileges are subject to terms and conditions.

      • Balance Transfer
      • Pay for outstanding balances transferred from other credit cards at interest rates as low as 0% with a payment period of up to 36 months with the Maybank Balance Transfer Program.

      • Flexible Payments
      • Maybank EzyPay offers interest-free shopping with a payment period of up to 36 months at approved merchants. For all other purchases, you can opt for Maybank EzyPay Plus for low rates in instalments of up to 24 months.

      • Additional Premium
      • Valid until 31 December 2024, get complimentary green fees for cardmembers to play at 100 golf clubs worldwide, subject to a minimum spending of RM5,000 in the previous month. Plus, enjoy up to 40% off on dining (excluding alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia. Not to mention, exclusively with MasterCard Concierge Services, you will be taken care of anytime and anywhere for urgent matters involving lifestyle, medical assistance and cash-related emergencies. T&C apply to all.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
        Airport Lounge AccessYes
        Air MilesYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM18 or 5%
        Annual Fee (RM)800
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM25 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        30-50-
        60-50-
        120-50-
        180-50-
        240-50-
        360-50-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        61.8801000
        9091000
        12301000
        2404.51000
        3604.952000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On all overseas retail expenses51-
        On all local retail expenses52-
        On utilities, education, insurance, petrol and 0% EzyPay11-
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation3,000
        Travel Insurance Coverage2,000,000
        Delayed Luggage Compensation1,000
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation1,000
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM500
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Maximum Age65
        Who Can ApplyMalaysians and Expatriates