- Min. IncomeRM12,500/month
- Annual FeeFree
- Balance TransferFrom 4.88% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Overview
Earn 8x Reward Points whenever you shop abroad! Enjoy unlimited access to selected airport lounges and a low air miles redemption rate at zero annual fees.
- Rewards (Reward Points)
Shopping overseas gets 8x Reward Points, whereas shopping online earns 3x Reward Points. The points you have collected are evergreen so keep spending to earn more points and convert to Enrich Miles. Make your holiday abroad an unforgettable experience.
- Travel
Escape the busy crowd at the departure hall to complimentary unlimited access to participating Plaza Premium Lounges/Aerotel, subject to a minimum spend of RM100,000 in a year. Spending below RM100,000 in a year, you'll get ten (10) complimentary access instead. Plus, complement your journey with free Travel Insurance coverage of up to RM2 million.
- Balance Transfer
Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan to benefit from low-interest rates and flexible repayment terms.
- Flexible Payments
Turn your wish list items into reality with a flexible payment plan of up to 36 months from an RHB credit card.
- Additional Premium
Pay zero green fee when you have achieved a minimum spending requirement of RM3,000 on your credit card statement and practice your swing for free at your favourite golf clubs in Selangor. For any inquiries or bookings, you may give the RHB Customer Care Centre a call at +603 9206 1188.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Airport Lounge Access Yes Air Miles Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM15 or 5% Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 6 0 - 500 - 12 0 - 500 - 24 0 - 500 - 36 0 - 500 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 0 4.88 1000 12 0 4.88 1000 18 0 4.88 1000 24 0 4.88 1000 36 0 4.88 1000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On overseas retail spending 8 1 - On local hotels, duty-free, dining and online spending 3 1 - On local retail spending 1 1 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 2,000 Travel Insurance Coverage 2,000,000 Delayed Luggage Compensation 800 Delayed Flight Compensation 800 Personal Accident Coverage - Missed Flight Connection Compensation 800
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Maximum Age 65 Who Can Apply By Invitation and RHB Premier Banking Members Only