• RM
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    • Annual FeeFree
    • Cashbackup to 6%
    • Balance TransferFrom 4.88% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM6,666.67/month
      • Overview

      • Enjoy up to 6% cashback on your local dining, petrol and travel spending. What's more, get complimentary golf privileges, travel insurance and airport lounge access.

      • Cashback

      • Earn up to 6% cashback every month on local petrol, travel and dining spending (excluding cash advance, charity, overseas petrol and government transactions). Up to 2% cashback on all overseas retail spending.

      • Petrol

      • Enjoy up to 6% petrol cashback at all petrol stations nationwide.

      • Travel

      • 5x complimentary access and 25% discount for all accompanying guests to participating Plaza Premium Lounges/Aerotel in Malaysia. For the sixth visit onward to the lounges in Malaysia, you'll get a 25% discount on the walk-in rate as well. On top of that, enjoy a special 20% discount at Plaza Premium Lounges around the world (except Shanghai and Beijing). Also, complement your journey with free travel insurance coverage of RM600,000 for peace of mind.

      • Balance Transfer

      • Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan to benefit from low-interest rates and flexible repayment terms.

      • Flexible Payments

      • Turn your wish list into reality with a flexible payment plan of up to 36 months from an RHB credit card.

      • Additional Premium

      • Practice your swing at your favourite golf clubs in Selangor, Malaysia and enjoy zero green fees with RHB Golf Privileges. Terms and conditions apply.

      • Features
      • CriteriaDetails
        Card TypeMasterCard
        Interest Free Period (Days)20
        Airport Lounge AccessYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM15 or 5%
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        60-500-
        120-500-
        240-500-
        360-500-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        604.881000
        1204.881000
        1804.881000
        2404.881000
        3604.881000
      • Cashback Tiers
      • ApplicabilityMinimum Spend (RM)Maximum Spend (RM)Monthly Cap (RM)Cashback Percentage (%)Other Condition(s)
        Local Travel, Petrol and Dining Transactions10002499301-
        Local Travel, Petrol and Dining Transactions25003499302-
        Local Travel, Petrol and Dining Transactions3500-306-
        Other Local Retail Spends10002499-0.2-
        Other Local Retail Spends25003499-0.2-
        Other Local Retail Spends3500--0.2-
        Overseas Retail Spends100024991000.5-
        Overseas Retail Spends250034991001-
        Overseas Retail Spends3500-1002-
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation1,000
        Travel Insurance Coverage600,000
        Delayed Luggage Compensation500
        Delayed Flight Compensation500
        Personal Accident Coverage-
        Missed Flight Connection Compensation500
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Minimum Age (Years)18
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Maximum Age60
        Who Can ApplyAnybody