- Min. IncomeRM8,000/month
- Annual FeeFree*
- CashbackNo
- Balance TransferFrom 3.99% p.a.
- Easy Payment PlanFrom 9.88% p.a.
- Interest Rate*15% p.a.
- Interest-free20 days
- Overview
Standard Chartered Priority Banking Visa Infinite is a premium travel credit card with benefits that reward your total banking relationship.
- Rewards (360° Rewards Points)
For every RM1 (equivalent in foreign currency) spent overseas, you'll earn 5x points. On the other hand, spending locally rewards you with 1x point for every RM1 spent. Furthermore, you can even collect points on the balances of your Standard Chartered home loans, deposits and investment products. The accumulated 360° Rewards Points can be redeemed for a selection of gifts or vouchers or better yet, Air Miles for free flights with AsiaMiles, KrisFlyer, Enrich and AirAsia BIG at 7,000 points, equal to 1,000 Air Miles.
- Travel
Unlimited complimentary access with one complimentary guest per visit to over 1,000 airport lounges globally via LoungeKey and 24-hour Worldwide Travel assistance. Principal cardholders can enjoy complimentary Travel and Medical Insurance coverage worth up to RM50,000 with at least one transaction made on their credit card during their overseas trip. Additionally, enjoy up to RM80 cashback on your airport limo ride home from KLIA, including KLIA Ekspres from KLIA and KLIA2, subject to 3 swipes in foreign currencies while travelling abroad with this card.
- Balance Transfer
Consolidate your credit card debt from other banks and enjoy 3.99% interest and up to 36 months of tenure with Standard Chartered Balance Transfer Plus.
- Flexible Payments
Standard Chartered FlexiPay Plus offers a fixed payment term of up to 60 months on any retail purchase over RM500 in a single transaction. No penalty fee for early payment.
- Additional Premium
Indulge in a luxury experience where you can self-book at home or abroad with 24/7 Visa Infinite Concierge Service. Plus, enjoy exclusive travel privileges with the Visa Luxury Hotel Collection program which is valid until 31 December 2024 only. Visit visaluxuryhotels.com for more details. Additionally, enjoy up to USD200 on possible losses on your online purchases via the eCommerce Purchase Protection Plan. Terms apply to all!
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Airport Lounge Access Yes Air Miles Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM25 or 5% Annual Fee (RM) 800 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 9.88 - 500 - 6 9.88 - 500 - 9 9.88 - 500 - 12 9.88 - 500 - 18 9.88 - 500 - 24 9.88 - 500 - 36 9.88 - 500 - 48 9.88 - 500 - 60 9.88 - 500 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 12 0 3.99 1000 18 0 3.99 1000 24 0 3.99 1000 36 0 3.99 1000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On all overseas retail transactions 5 1 - On all local retail transactions 1 1 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation - Travel Insurance Coverage 50,000 Delayed Luggage Compensation - Delayed Flight Compensation - Personal Accident Coverage - Missed Flight Connection Compensation -
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18
- Supplementary Card
Criteria Details Annual Fee RM400 Minimum Age (Years) 18
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Exclusively for Standard Chartered Priority Banking members