MoneyX | Credit Card / Standard Chartered Visa Platinum

Min. IncomeRM8,000/month
Annual FeeFree*
Balance TransferFrom 3.99% p.a.
Easy Payment PlanFrom 9.88% p.a.
Interest Rate*15% p.a.
Interest-free20 days

- Overview
- The perfect rewards credit card that earns you 8x points on overseas spending, and 5x reward points on dining and grocery purchases. Enjoy 1x reward points on all other local transactions!
- Rewards (360° Rewards Points)
- 8x reward points are yours to earn for every overseas spending using foreign currencies! You will earn 5x reward points on dining and grocery purchases, and 1x reward points on all other local transactions. Want to collect more points? Earn 5,000 bonus points when you spend a minimum of RM1,500 (or more!) on online purchases in each monthly billing cycle!
- Balance Transfer
- Transfer the outstanding balance from another bank's credit card to a Standard Chartered Visa Platinum credit card, and enjoy a fixed interest rate of 3.99% per annum with Standard Chartered Balance Transfer PLUS for up to 36 months of tenure.
- Flexible Payments
- Standard Chartered FlexiPay Plus lets you enjoy low instalments at a flexible payment term of up to 60 months with minimum spending of RM500 at participating merchants.
- Additional Premium
- You can now add your Standard Chartered Visa Platinum to Apple Pay, Samsung Pay or Google Pay for more seamless transactions! Additionally, enjoy Standard Chartered's flexible credit lines such as Cash-On-Call-Plus, Easy-Payment-Scheme, and Automatic Balance Conversion and take control of your finances. On top of that, enjoy RM1 deals at participating merchants such as The Inside Scoop, ZUS Coffee and many others via the Live The Good Life program by Standard Chartered.
- Features
- Criteria Details
  Card Type Visa
  Interest Free Period (Days) 20
- Fee
- Criteria Details
  Min Cash Withdrawal Fee RM25 or 5%
  Annual Fee (RM) 120
  Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
- Criteria Details
  Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
- Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM)
  3 9.88 - 500 -
  6 9.88 - 500 -
  9 9.88 - 500 -
  12 9.88 - 500 -
  18 9.88 - 500 -
  24 9.88 - 500 -
  36 9.88 - 500 -
  48 9.88 - 500 -
  60 9.88 - 500 -
- Balance Transfer
- Months Upfront Interest (%) Interest (%) Minimum Amount (RM)
  12 0 3.99 1000
  18 0 3.99 1000
  24 0 3.99 1000
  36 0 3.99 1000
- Rewards Points Tiers
- Applicability Points Per Ringgit Validity (Years)
  On overseas spending using foreign currencies 8 1 3
  On dining and grocery purchases 5 1 3
  On all other local transactions 1 1 3
- Annual Percentage Rate
- Criteria Interest Rate (%)
  Prompt Repayment every month 15
  Prompt Repayment 10 out of 12 months 17
  Prompt Repayment of less than 10 out of 12 months 18
- Supplementary Card
- Criteria Details
  Minimum Age (Years) 18
- Eligibility
- Criteria Details
  Minimum Age 21
  Maximum Age 65
  Who Can Apply Anybody

Criteria	Details
Min Cash Withdrawal Fee	RM25 or 5%
Annual Fee (RM)	120
Min Late Payment	RM10 or 1% of outstanding amount, up to a maximum of RM100

Months	Interest Rate (%)	Upfront Interest (%)	Minimum Amount (RM)	Max Amount (RM)
3	9.88	-	500	-
6	9.88	-	500	-
9	9.88	-	500	-
12	9.88	-	500	-
18	9.88	-	500	-
24	9.88	-	500	-
36	9.88	-	500	-
48	9.88	-	500	-
60	9.88	-	500	-

Applicability	Points	Per Ringgit	Validity (Years)
On overseas spending using foreign currencies	8	1	3
On dining and grocery purchases	5	1	3
On all other local transactions	1	1	3

Criteria	Interest Rate (%)
Prompt Repayment every month	15
Prompt Repayment 10 out of 12 months	17
Prompt Repayment of less than 10 out of 12 months	18

Criteria	Details
Minimum Age	21
Maximum Age	65
Who Can Apply	Anybody