• RM
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    • Annual FeeFree*
    • Balance TransferFrom 0% p.a.
    • Easy Payment PlanFrom 0% p.a.
    • Interest Rate15% p.a.
    • Interest-free20 days
    • Min. IncomeRM5,000/month
      • Overview

      • Enjoy up to 5X UNIRinggit on hotels, airlines, travel agencies and overseas spending. Get exclusive travel deals and up to 50% savings with Grab Rides every month.

      • Rewards (UNIRinggit Reward Points)

      • Get UNIRinggit when you spend UOB PRVI Miles Card on eligible transactions such as overseas, airlines, hotels and travel agencies spend. Plus, an additional 2,000 Bonus UNIRinggit when you make a minimum of 3x retail spends per month.

      • Travel

      • Convert your accumulated UNIRinggit to air miles with over 60 notable partner airlines which include AirAsia (BiG Points), Cathay Pacific (Asia Miles), Malaysia Airlines (Enrich Miles) and Singapore Airlines (KrisFlyer Miles), plus other rewards such as lifestyle products, gift vouchers and more. Not to mention, exclusive travel deals from The Travel Insider and other participating merchants.

      • Balance Transfer

      • Clear your credit card debt and enjoy low-interest rates and flexible tenures with UOB balance transfer plans. The minimum transfer amount is RM1,000.

      • Flexible Payments

      • Convert your purchases made at participating merchants with UOB instalment plans and enjoy lower interests over longer repayment tenures. Moreover, if you fancy shopping abroad, you can split your purchases for 3 months at 0% interest with UOB's Overseas Easi-Payment Plan.

      • Additional Premium

      • Enjoy 50% off on GrabRides (up to RM10 off per transaction). Simply insert this unique code "PRVIRIDE" for your daily ride, capped at four times redemption per month for each card member.

      • Features
      • CriteriaDetails
        Card TypeVisa
        Interest Free Period (Days)20
        Air MilesYes
      • Fee
      • CriteriaDetails
        Min Cash Withdrawal FeeRM20 or 5%
        Annual Fee (RM)198
        Min Late PaymentRM10 or 1% of outstanding amount, up to a maximum of RM100
      • Min Monthly Payment
      • CriteriaDetails
        Min Monthly Payment5% or RM50 of outstanding amount, whichever is higher
      • Easy Payment
      • MonthsInterest Rate (%)Upfront Interest (%)Minimum Amount (RM)Max Amount (RM)
        30-1000-
        60-1000-
        120-1000-
        180-1000-
        240-1000-
        360-1000-
      • Balance Transfer
      • MonthsUpfront Interest (%)Interest (%)Minimum Amount (RM)
        6301000
        12401000
        18501000
      • Rewards Points Tiers
      • ApplicabilityPointsPer RinggitValidity (Years)
        On overseas, airlines, hotels and travel agencies spending513
        On other spends113
        For 3X retail spends per month (T&C apply)200010-
      • Travel Insurance
      • CriteriaAmount (RM)
        Lost Luggage Compensation-
        Travel Insurance Coverage-
        Delayed Luggage Compensation-
        Delayed Flight Compensation-
        Personal Accident Coverage-
        Missed Flight Connection Compensation-
      • Annual Percentage Rate
      • CriteriaInterest Rate (%)
        Prompt Repayment every month15
        Prompt Repayment 10 out of 12 months17
        Prompt Repayment of less than 10 out of 12 months18
        Interest rate on cash withdrawal18
      • Supplementary Card
      • CriteriaDetails
        Annual FeeRM30
      • Eligibility
      • CriteriaDetails
        Minimum Age21
        Who Can ApplyAnybody