- Annual FeeFree*
- Balance TransferFrom 0% p.a.
- Easy Payment PlanFrom 0% p.a.
- Interest Rate15% p.a.
- Interest-free20 days
- Min. IncomeRM10,000/month
- Overview
Offering the mass affluent infinite travel experiences such as complimentary airport rides and lounge access, travel insurance, air miles redemption and up to 8x UNIRinggit points to collect.
- Rewards (UNIRinggit Reward Points)
Get rewarded with 50,000 UNIRinggit as a Welcome Gift when you activate and spend a minimum of RM5,000 within 60 days from the card approval date. Earn 8X UNIRinggit for every overseas spend using foreign currencies. On top of that, local dining spending gets you 5x UNIRinggit points too! The accumulated UNIRinggit can then be redeemed for air miles between Enrich Miles, KrisFlyer Miles or Asia Miles. Every 9,000 UNIRinggit is equal to 1,000 air miles each.
- Travel
Start your airborne journey with complimentary travel insurance of up to RM500,000 when you charge air ticket bills to UOB Visa Infinite. Enjoy 12x complimentary access to selected airport lounges in Asia Pacific that can be accessed via Airport Companion by DragonPass mobile app, and up to 12x complimentary limo services from KL/PJ to KLIA/KLIA2 (subject to a minimum spending amount of RM5,000 in 30 days). Plus, get up to 20% discount at over 200 airport dining outlets via Airport Companion by DragonPass mobile app. Terms apply to all privileges mentioned.
- Balance Transfer
Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB Visa Infinite.
- Flexible Payments
Valid until 31 December 2024, enjoy 0% interest on easy payment plans for selected categories. Spend a minimum of RM10,000 in a single transaction on selected Education, Medical or Luxury categories, you can split the payments into a 12-month tenure. For selected Airlines, Hotels or Travel Agent categories, you can split your payments into 3 months, provided you have spent a minimum of RM3,000 in a single/combined transaction(s). Last but not least, pay 0% interest on Overseas Purchases (in foreign currencies) over a 3-month tenure when you spend the equivalent of RM3,000 in a single/combined transaction(s). Terms apply for all.
- Additional Premium
Enter the world of infinite perks from travel to airport experiences. Enjoy a relaxing time in the UOB Infinite Private Lounge at EmQuartier, Bangkok after your shopping spree, a 25% discount for Immigration Fast Track Program at over 450 international airports, including a 20% discount on TBR Luxury Airport Transfer Service at over 83 countries. All are subject to terms and conditions.
- Features
Criteria Details Card Type Visa Interest Free Period (Days) 20 Airport Lounge Access Yes
- Fee
Criteria Details Min Cash Withdrawal Fee RM20 or 5% Annual Fee (RM) 600 Min Late Payment RM10 or 1% of outstanding amount, up to a maximum of RM100
- Min Monthly Payment
Criteria Details Min Monthly Payment 5% or RM50 of outstanding amount, whichever is higher
- Easy Payment
Months Interest Rate (%) Upfront Interest (%) Minimum Amount (RM) Max Amount (RM) 3 0 - 3000 -
- Balance Transfer
Months Upfront Interest (%) Interest (%) Minimum Amount (RM) 6 3 0 1000 12 4 0 1000 18 5 0 1000
- Rewards Points Tiers
Applicability Points Per Ringgit Validity (Years) On overseas purchases paid in foreign currencies 8 1 - On local dining spend (equivalent or more than RM1,000 of total dining spend per calendar month) 5 1 - On local dining spend (less than RM1,000 of total dining spend per calendar month) 1 1 - On all other local spends (excluding cash advance, IPP, petrol, payment to government bodies and charity organizations) 1 1 -
- Travel Insurance
Criteria Amount (RM) Lost Luggage Compensation 2,000 Travel Insurance Coverage 500,000 Delayed Luggage Compensation 1,000 Delayed Flight Compensation 1,000 Personal Accident Coverage - Missed Flight Connection Compensation 1,000
- Annual Percentage Rate
Criteria Interest Rate (%) Prompt Repayment every month 15 Prompt Repayment 10 out of 12 months 17 Prompt Repayment of less than 10 out of 12 months 18 Interest rate on cash withdrawal 18
- Supplementary Card
Criteria Details Annual Fee RM300
- Eligibility
Criteria Details Minimum Age 21 Who Can Apply Anybody