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    • Annual LimitUp to RM5,000,000
    • Lifetime LimitNO LIMIT
    • Room & BoardUp to RM500
    • Coverage ageUp to 70yr
    • No. of panel hospitals149
    • Investment link planYES
      • Overview

      • Medical coverage designed to give you peace of mind, there is no greater wealth in this world than peace of mind. HealthInsured is a plan that cares for your needs and protects you and your family with the most comprehensive medical coverage.

      • Coverage
      • CategoryCoverage
        Annual LimitPlan 150 - RM1,500,000 Plan 200 - RM2,000,000 Plan 300 - RM3,000,000 Plan 500 - RM5,000,000
        Lifetime LimitNo Limit
        Room & BoardPlan 150 - RM150 Plan 200 - RM200 Plan 300 - RM300 Plan 500 - RM500
        Coverage AgePreborn: Min: 13 Weeks Into Pregnancy Max: 36 Weeks Into Pregnancy Child/Adult: Min: 15 Days Old Max: 70 Years Old
        No of Panel HospitalsRefer to: https://www.allianz.com.my/personal/help-and-services/ways-to-get-in-touch/allianz-locator.html
        Investment Linked PlanInvestment Linked Supplementary
      • Features
      • CriteriaDetails
        Hospital Accommodation (Max Days)150
        Shariah CompliantNo
        Applicable OverseasYes (Subject to Malaysian Reasonable and Customary Charges)
      • Coverage - (Emergencies) - Ambulance
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
      • Coverage - (Emergencies) - Medical Assistance Service
      • CriteriaDetails
        Max Amount (RM)N/A
        As ChargedNo
        As Charged OverseasNo
      • Coverage - (Hospitalization) - Anesthetist Fees
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
      • Coverage - (Hospitalization) - Daycare Procedures
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
      • Coverage - (Hospitalization) - Hospital Services and Supplies
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
      • Coverage - (Hospitalization) - Hospital Specialist Fees (In-Hospital Physician Visit)
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        Condition(s)Subject to a maximum of two (2) visits per day.
      • Coverage - (Hospitalization) - Intensive Care Unit
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        Condition(s)Subject to a maximum of one hundred and fifty (150) days per confinement.
      • Coverage - (Hospitalization) - Operating Theatre Fees
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
      • Coverage - (Hospitalization) - Room and Board
      • CriteriaDetails
        Max Amount (RM)Plan 150 - RM150 Plan 200 - RM200 Plan 300 - RM300 Plan 500 - RM500
        As ChargedYes
        Condition(s)Subject to a maximum of one hundred and fifty (150) days per any one (1) Disability.
      • Coverage - (Hospitalization) - Surgeon Fees
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
      • Coverage - (Outpatient) - Accidental Injury and Medical Treatment
      • CriteriaDetails
        Max Amount (RM) (Subject to Annual Limit)Plan 150 - RM1,500 Plan 200 - RM2,000 Plan 300 - RM3,000 Plan 500 - RM5,000
        As ChargedYes
        As Charged OverseasYes (Subject to Malaysian Reasonable and Customary Charges)
        Condition(s)Subject to Annual Limit
      • Coverage - (Outpatient) - Cancer Treatment
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        As Charged OverseasYes (Subject to Malaysian Reasonable and Customary Charges)
        Condition(s)Radiotherapy, chemotherapy, targeted therapy, hormonal therapy or immunotherapy including consultation, examination tests and prescribed take-home drugs.
      • Coverage - (Outpatient) - Day Surgery
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        As Charged OverseasYes (Subject to Malaysian Reasonable and Customary Charges)
      • Coverage - (Outpatient) - Intra Ocular Lens
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        As Charged OverseasYes (Subject to RCC)
        Condition(s)For claims on monofocal (non-toric) lens only. In the event of any claim on intraocular lens other than the monofocal (non-toric) lens all claims previously made and to be made under this benefit shall be capped at RM6,000 per lifetime.
      • Coverage - (Post Hospitalization) - Treatment
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        As Charged OverseasYes (Subject to RCC)
        Condition(s)Within one hundred and eighty (180) days following discharge from hospital.
      • Coverage - Allowance (Insured Child Guardian Benefit)
      • CriteriaDetails
        Max Amount (RM)Plan 150 - RM75 Plan 200 - RM100 Plan 300 - RM150 Plan 500 - RM250
        As ChargedYes
        As Charged OverseasYes (subject to RCC)
        Condition(s)Subject to a maximum of one hundred and fifty (150) days per Any One (1) Disability.
      • Coverage - Home Nursing Care
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        As Charged OverseasYes (subject to RCC)
        Condition(s)Subject to a maximum of one hundred and eighty (180) days per lifetime.
      • Coverage - Intra Ocular Lens
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        As Charged OverseasYes (subject to RCC)
        Condition(s)For claims on monofocal (non toric) lens only. In the event of any claim on intraocular lens other than the monofocal (non toric) lens, all claims previously made and to be made under this benefit shall be capped at RM6,000 per lifetime.
      • Coverage - Maternity (Pregnancy Complication)
      • CriteriaDetails
        Max Amount (RM)N/A
        As ChargedNo
      • Coverage - Pre Hospitalization (Diagnostic Tests)
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        Condition(s)Within ninety (90) days prior to Hospitalisation.
      • Coverage - Pre Hospitalization (Medication and Treatment)
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        Condition(s)Within ninety (90) days prior to Hospitalisation – maximum of two (2) General Practitioner and one (1) Specialist consultations.
      • Coverage - Pre Hospitalization (Specialist Consultation)
      • CriteriaDetails
        Max Amount (RM)Subject to Annual Limit
        As ChargedYes
        Condition(s)Within ninety (90) days prior to Hospitalisation – maximum of two (2) General Practitioner and one (1) Specialist consultations.
      • Disclaimer

      • All enquiries and services will be handled by authorized agents of Allianz Life Insurance Malaysia Berhad. For more information regarding products, post-sales enquiries, or claims assistance, please contact the authorized agents who will reach out to you after receiving your submitted contact details. Alternatively, you may also contact Allianz's customer service center at 1-300-22-5542 or via email at customer.service@allianz.com.my.