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    MSIG FlexiHealth Medical Card

    MSIG FlexiHealth Medical Card

    Illness can strike without warning, but MSIG FlexiHealth Medical Card can help. This medical insurance gives you the flexibility to choose the protection you want.

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    MSIG FlexiHealth Medical Card
    • Annual Limitup to RM200k
    • Lifetime Limitup to RM800k
    • Room & Boardup to RM500
    • Coverage Age From 15 days
    • No. of Panel Hospitals102
    • Investment-Linked PlanNo
      • Overview

      • Illness can strike without warning, but MSIG FlexiHealth Medical Card can help. This medical insurance gives you the flexibility to choose the protection you want.

      • Features
      • CriteriaDetails
        Hospital Accommodation (Max Days)150
        Shariah CompliantNO
        Family Discount (%)10
        Family Discount (Min Members)3
        Applicable Overseas?YES
      • Coverage - Maternity (Pregnancy Complication)
      • Max Amount (RM)As Charged?Condition(s)
        10,000NOoptional benefit
      • Coverage - Pre Hospitalization (Diagnostic Tests)
      • Max Amount (RM)As Charged?Condition(s)
        -YESwithin 30 days prior to admission (60 days under Plan D)
      • Coverage - Pre Hospitalization (Second Surgical Opinion)
      • Max Amount (RM)As Charged?Condition(s)
        -YESlocal only
      • Coverage - Pre Hospitalization (Specialist Consultation)
      • Max Amount (RM)As Charged?Condition(s)
        -YESwithin 30 days prior to admission (60 days under Plan D)
      • Annual Limit Details
      • Max Amount (RM)Condition(s)
        200,000-
      • Coverage - Allowance (Insured Child Guardian Benefit)
      • Max Amount (RM)As Charged?Condition(s)
        -YESper day
      • Coverage - Allowance (Cash Allowance at Government Hospital)
      • Max Amount (RM)As Charged?Condition(s)
        -NOper day
      • Coverage - Home Nursing Care
      • Max Amount (RM)As Charged?Condition(s)
        -YESup to 26 weeks
      • Coverage - Medical Report Fee
      • Max Amount (RM)As Charged?Condition(s)
        -NO-
      • Coverage - Traditional Medical Treatment
      • Max Amount (RM)As Charged?Condition(s)
        -NOper year
      • Coverage - Premium for Males (6-17 Years)
      • Min Amount (RM)Max Amount (RM)
        510510
        654654
        796796
        908908
      • Coverage - Premium for Males (51-55 Years)
      • Min Amount (RM)Max Amount (RM)
        1,3591,698
        1,7432,179
        2,1232,654
        2,4223,028
      • Coverage - Premium for Males (31-45 Years)
      • Min Amount (RM)Max Amount (RM)
        679849
        8721,090
        1,0621,327
        1,2111,514
      • Coverage - Premium for Males (0-5 Years)
      • Min Amount (RM)Max Amount (RM)
        510510
        654654
        796796
        908908
      • Coverage - Premium for Males (61-65 Years)
      • Min Amount (RM)Max Amount (RM)
        2,5483,397
        3,2694,359
        3,9815,308
        4,5426,056
      • Coverage - Premium for Males (18-30 Years)
      • Min Amount (RM)Max Amount (RM)
        510679
        654872
        7961,062
        9081,211
      • Coverage - Premium for Males (46-50 Years)
      • Min Amount (RM)Max Amount (RM)
        1,1041,359
        1,4171,743
        1,7252,123
        1,9682,422
      • Coverage - Premium for Males (55-60 Years)
      • Min Amount (RM)Max Amount (RM)
        1,6982,548
        2,1793,269
        2,6543,981
        3,0284,542
      • Coverage - Premium for Males (41-45 Years)
      • Min Amount (RM)Max Amount (RM)
        8491,104
        1,0901,417
        1,3271,725
        1,5141,968
      • Coverage - Premium for Males (66-70 Years)
      • Min Amount (RM)Max Amount (RM)
        3,3974,246
        4,3595,448
        5,3086,635
        6,0567,570
      • Coverage (Outpatient) - Intra Ocular Lens
      • Max Amount (RM)As Charged?As Charged Overseas?Condition(s)
        50,000NONO-
      • Coverage (Outpatient) - Day Surgery
      • Max Amount (RM)As Charged?As Charged Overseas?Condition(s)
        -YESNOup to 60 days post surgery care
      • Coverage (Outpatient) - Stroke Treatment
      • Max Amount (RM)As Charged?As Charged Overseas?Condition(s)
        50,000NONO-
      • Coverage (Outpatient) - Cancer Treatment
      • Max Amount (RM)As Charged?As Charged Overseas?Condition(s)
        50,000NONO-
      • Coverage (Outpatient) - Accidental Injury and Medical Treatment
      • Max Amount (RM)As Charged?As Charged Overseas?Condition(s)
        -YESNO-
      • Coverage (Outpatient) - Organ Transplant
      • Max Amount (RM)As Charged?As Charged Overseas?Condition(s)
        50,000NONO-
      • Coverage (Hospitalization) - Hospital Services and Supplies
      • Max Amount (RM)As Charged?Condition(s)
        -YES-
      • Coverage (Hospitalization) - Physician Visits
      • Max Amount (RM)As Charged?Condition(s)
        -YES-
      • Coverage (Hospitalization) - Room and Board
      • Max Amount (RM)As Charged?Condition(s)
        500NOper day
      • Coverage (Hospitalization) - Surgeon Fees
      • Max Amount (RM)As Charged?Condition(s)
        -YES-
      • Coverage (Hospitalization) - Operating Theatre Fees
      • Max Amount (RM)As Charged?Condition(s)
        -YES-
      • Coverage (Hospitalization) - Anesthetist Fees
      • Max Amount (RM)As Charged?Condition(s)
        -YES-
      • Coverage (Hospitalization) - Intensive Care Unit
      • Max Amount (RM)As Charged?Condition(s)
        -YES-
      • Coverage (Emergencies) - Accidental Dental Treatment
      • Max Amount (RM)As Charged?As Charged Overseas?Condition(s)
        -YESNO-
      • Coverage (Emergencies) - Ambulance Fees
      • Max Amount (RM)As Charged?Condition(s)
        -YES-
      • Coverage (Post Hospitalisation) - Treatment
      • Max Amount (RM)As Charged?As Charged Overseas?Condition(s)
        -YESNOwithin 60 days from discharge (90 days under Plan D)
      • Coverage (Lifetime Limit)
      • Max Amount (RM)No Limit?Per Disability?Condition(s)
        800,000NONO-
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