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    • Age Coverage12 weeks to 10 years (renewal to 13 years)
    • Outpatient & Inpatient Medical BillsUp to RM8,000
    • HospitalisationUp to unlimited nights
    • Co-Payment10% (RM100 deductible* for Takaful)
      • Overview

      • Oyen offers pet insurance for cats and dogs. Cover your vet bills for inpatient and outpatient visits, for all vet clinics and hospitals in Malaysia. Claim for any illness or symptoms after the 30 days waiting period and outside of the exclusion list. Oyen offers a full digital experience from policy management to claims submission. *policy/certificate terms and conditions apply.

      • How Much Contribution Do I Have To Make?

      • The premium contribution that you have to pay vary depending on Oyen's underwriting requirements. Premiums are derived based on your pet's age (year of birth) at time of enrolment as well as the plan and breed you select for your pet(s). You can get quotation from Oyen for premiums required.

      • Coverage - Benefits
      • CoveragePlan 1Plan 2Plan 3
        Veterinary Fees and Surgical Fees including (per annum)RM 3,500RM 5,000RM 8,000
        Clinic Overnight Stay (Nights)3 nightsUnlimitedUnlimited
        Post Surgical Treatments (Up To)30 days60 days60 days
        Burial or Cremation Cost-RM 500RM 1,000
        Third Party Liability (p/a) for dogs onlyRM 5,000RM 30,000RM 50,000
        Third Party Liability (p/a) for cats only-RM 10,000RM 30,000
      • Fees and Charges
      • CriteriaDetails
        Commision paid to Oyen25% of premium
        Stamp DutyRM 10
        *Tax8%