MoneyX | Travel Insurance / MHinsure Takaful Premier

Personal Accidentup to RM300k
Medical Expensesup to RM250k
Trip CancellationNot covered
Travel Delayup to RM4.2k
Lost Baggageup to RM7.5k
Cashless Medical CareCovered
Buy OnlineNo

- Overview
- From medical to travel inconveniences and additional benefits such as Badal Hajj, Ihsar, golf equipment and bicycle coverage, MHinsure Takaful Premier has got your back. Plus, get cashless hospitalization, fixed premium income and Enrich Miles on Annual Trip plan too.
- Features
- Criteria Details
  Refundable YES
  Has Annual Plan YES
  For Individual, Family
  Trip Cancellation Covered? YES
- Coverage - Single Trip
- For Min Age (Years) Min Age (Days) Max Age (Years)
  Individual 18 - 70
  Senior 71 - -
- Coverage - Asia - Additional Week
- For Amount (RM)
  Individual 28
  Family 70
- Coverage - Worldwide Premiums - Additional Week
- For Amount (RM)
  Individual 43
  Family 106
- Coverage - Worldwide Premiums (Area 3) - Additional Week
- For Amount (RM)
  Individual 64
  Family 158
- Coverage - Domestic - Single Trip
- For Min Days Max Days Amount (RM)
  Individual 1 30 43
  Family 1 30 54
- Coverage - Asia - Single Trip
- For Min Days Max Days Amount (RM)
  Individual 1 5 61
  Individual 6 10 86
  Individual 11 15 102
  Individual 16 20 135
  Individual 21 31 164
  Family 1 5 71
  Family 6 10 108
  Family 11 15 127
  Family 16 20 169
  Family 21 31 205
- Coverage - Worldwide Premiums - Single Trip
- For Min Days Max Days Amount (RM)
  Individual 1 5 80
  Individual 6 10 116
  Individual 11 15 147
  Individual 16 20 184
  Individual 21 31 235
  Family 1 5 101
  Family 6 10 144
  Family 11 15 184
  Family 16 20 229
  Family 21 31 293
- Coverage - Worldwide Premiums (Area 3) - Single Trip
- For Min Days Max Days Amount (RM)
  Individual 1 5 97
  Individual 6 10 176
  Individual 11 15 202
  Individual 16 20 288
  Individual 21 31 331
  Family 1 5 121
  Family 6 10 221
  Family 11 15 252
  Family 16 20 359
  Individual 21 31 414
- Coverage - Asia - Annual Plan
- For Amount (RM)
  Individual 450
  Couple 856
  Family 978
- Coverage - Worldwide Premiums - Annual Plan
- For Amount (RM)
  Individual 515
  Couple 980
  Family 1,122
- Coverage - Worldwide Premiums (Area 3) - Annual Plan
- For Amount (RM)
  Individual 530
  Couple 1,008
  Family 1,152

Criteria	Details
Refundable	YES
Has Annual Plan	YES
For	Individual, Family
Trip Cancellation Covered?	YES

For	Min Age (Years)	Min Age (Days)	Max Age (Years)
Individual	18	-	70
Senior	71	-	-

For	Amount (RM)
Individual	28
Family	70

For	Amount (RM)
Individual	43
Family	106

For	Amount (RM)
Individual	64
Family	158

For	Min Days	Max Days	Amount (RM)
Individual	1	30	43
Family	1	30	54

For	Min Days	Max Days	Amount (RM)
Individual	1	5	61
Individual	6	10	86
Individual	11	15	102
Individual	16	20	135
Individual	21	31	164
Family	1	5	71
Family	6	10	108
Family	11	15	127
Family	16	20	169
Family	21	31	205

For	Min Days	Max Days	Amount (RM)
Individual	1	5	80
Individual	6	10	116
Individual	11	15	147
Individual	16	20	184
Individual	21	31	235
Family	1	5	101
Family	6	10	144
Family	11	15	184
Family	16	20	229
Family	21	31	293

For	Min Days	Max Days	Amount (RM)
Individual	1	5	97
Individual	6	10	176
Individual	11	15	202
Individual	16	20	288
Individual	21	31	331
Family	1	5	121
Family	6	10	221
Family	11	15	252
Family	16	20	359
Individual	21	31	414

For	Amount (RM)
Individual	450
Couple	856
Family	978

For	Amount (RM)
Individual	515
Couple	980
Family	1,122

For	Amount (RM)
Individual	530
Couple	1,008
Family	1,152

Coverage - Domestic - Travel Inconvenience

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
All	Loss or Damage of Personal Property and Baggage	-	-	3,000	NO
All	Loss of Travel Documents	-	-	2,000	NO
All	Luggage Delay	-	-	750	NO
All	Travel Delay	-	-	2,000	NO
All	Departure Delay	-	-	2,000	NO
All	Missed Connecting Flight	-	-	1,000	NO
All	Travel Cancellation	-	-	-	YES
All	Trip Curtailment	-	-	-	YES
All	Hijacking	-	-	1,000	NO
All	Personal Liability	-	-	1,000,000	NO

Coverage - Worldwide - Travel Inconvenience

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
All	Badal Haji (for Muslim only)	-	-	2,000	NO
All	Ihsar (for Muslim only)	-	-	2,000	NO
All	Loss or Damage of Personal Property and Baggage	-	-	7,500	NO
All	Loss of Travel Documents	-	-	5,000	NO
All	Loss of Money	-	-	800	NO
All	Luggage Delay	-	-	1,500	NO
All	Travel Delay	-	-	4,200	NO
All	Departure Delay	-	-	4,200	NO
All	Missed Connecting Flight	-	-	1,200	NO
All	Flight Overbooked	-	-	250	NO
All	Travel Cancellation	-	-	-	YES
All	Trip Curtailment	-	-	-	YES
All	Hijacking	-	-	1,000	NO
All	Personal Liability	-	-	1,500,000	NO
All	Home Care	-	-	3,000	NO
All	Cancellation due to Delay	-	-	500	NO
All	Travel Re-route	-	-	200	NO
All	Loss Of Deposit Due To Insolvency Of Airlines	-	-	5,000	NO
All	Credit Card Indemnity	-	-	5,000	NO
All	Rental Car Excess	-	-	1,000	NO
All	Pet Care	-	-	500	NO
All	Golf Equipment	-	-	5,000	NO
All	Bicycle	-	-	10,000	NO

Coverage - Domestic - Personal Accident

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
Individual	Accidental Death	150,000	6,250	-	NO
Individual	Permanent Disability	150,000	6,250	-	NO
Senior	Accidental Death	-	-	50,000	NO
Senior	Permanent Disability	-	-	50,000	NO

Coverage - Worldwide - Personal Accident

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
Individual	Accidental Death	300,000	12,500	-	NO
Individual	Permanent Disability	300,000	12,500	-	NO
Senior	Accidental Death	-	-	100,000	NO
Senior	Permanent Disability	-	-	100,000	NO
All	Child Education	-	-	5,000	NO

Coverage - Domestic - Medical Related

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
All	Medical Expenses	-	-	35,000	NO
All	Emergency Dental Treatment	-	-	1,000	NO
All	Medical Evacuation	-	-	250,000	NO
All	Hospital Allowance	-	-	1,500	NO
All	Repatriation of Mortal Remains	-	-	150,000	NO
All	Compassionate Visitation	-	-	2,000	NO
All	Child Care	-	-	10,000	NO
All	Emergency Travel & Accommodation	-	-	1,500	NO

Coverage - Worldwide - Medical Related

For	Description	Max Limit (RM - Per Adult)	Max Limit (RM - Per Child)	Max Limit (RM)	Is Unlimited?
Individual	Medical Expenses	1,000,000	250,000	-	NO
Senior	Medical Expenses	-	-	250,000	NO
All	Follow-up Treatment in Malaysia	-	-	10,000	NO
All	Alternative Medicine	-	-	300	NO
All	Emergency Dental Treatment	-	-	1,000	NO
All	Medical Evacuation	-	-	-	YES
All	Hospital Allowance	-	-	20,000	NO
All	Repatriation of Mortal Remains	-	-	-	YES
All	Compassionate Visitation	-	-	2,500	NO
All	Child Care	-	-	15,000	NO
All	Quarantine (Pandemic Influenza)	-	-	2,000	NO
All	Emergency Travel & Accommodation	-	-	7,500	NO
All	Emergency Telephone & Internet Charges	-	-	150	NO

Coverage - Regions

Label	Included Countries	Excluded Countries
Domestic (Area 1)	-	-
Asia (Area 1)	Bangladesh, Bhutan, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Maldives, Myanmar, Pakistan, Philippines, Sikkim, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, Timor Leste and Vietnam	-
Worldwide (Area 2)	-	USA, Canada
Worldwide (Area 3)	USA, Canada	-

- Coverage Conditions for Annual Plan
- For Min Age (Years) Min Age (Days) Max Age (Years)
  Individual 18 - 70
  Senior 71 - -