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    • TenureUp to 35 years
    • Profit Ratefrom 4.36% p.a.
    • Loan typeSemi-Flexi islamic financing
    • Interest TypeFloating profit rate
    • Margin of financeup to 90%
      • Overview

      • A floating rate Islamic home loan that offers competitive profit rate, flexible repayments, excess cash redraw facility and Takaful protection.

      • Features
      • CriteriaDetails
        Shariah CompliantYES
        Loan TypeSemi-Flexi
        Interest TypeFloating
        Recommended Insurance TypesHouse Owner Takaful, MRTT
      • Fees And Charges
      • CriteriaDetails
        Late Penalty Fee (%)1
        EPF Letter Withdrawal Fee (RM)20
        Redemption Letter Fee (RM)50
      • Interest
      • Minimum MonthsMaximum MonthsMinimum Amount (RM)Maximum Amount (RM)Minimum Income (RM)Maximum Income (RM)Interest Rate (%)
        -420100,000-24,000-4.36
      • Eligibility
      • CriteriaDetails
        Minimum Age (Years)18
        Max Age (Years)70
        Minimum Annual Income (RM)24,000
      • Who Can Apply
      • CriteriaDetails
        MalaysiansYES
        Non-MalaysiansYES
        OccupationSalaried employee, Self-employed