Standard Chartered MortgageOne

A fully flexible home loan that combines your savings and home loan accounts into one, providing a quick and easy way to reduce your interest payments.

Apply Now

Loading popup...

Apply Now

TenureUp to 35 years
Interest Ratefrom 4.1% p.a.
Loan typeFull-Flexi loan
Interest TypeFloating interest rate
Margin of financeup to 90%

- Overview
- A fully flexible home loan that combines your savings and home loan accounts into one, providing a quick and easy way to reduce your interest payments.
- Features
- Criteria Details
  Shariah Compliant NO
  Loan Type Full-Flexi
  Interest Type Floating
  Recommended Insurance Types Fire Insurance, MRTA

Criteria	Details
Shariah Compliant	NO
Loan Type	Full-Flexi
Interest Type	Floating
Recommended Insurance Types	Fire Insurance, MRTA

Fees And Charges

Criteria	Details
Late Penalty Fee (%)	1
Processing Fee (RM)	50
Cancellation Fee	2.25% of the loan amount if the bank bears the entry cost. Otherwise it's 0.5%.
EPF Letter Withdrawal Fee (RM)	20
Redemption Letter Fee (RM)	50

- Interest
- Minimum Months Maximum Months Minimum Amount (RM) Maximum Amount (RM) Minimum Income (RM) Maximum Income (RM) Interest Rate (%)
  12 420 70,000 299,999 48,000 - 4.75
  12 420 300,000 - 48,000 - 4.15
  12 420 600,000 - 48,000 - 4.10
- Eligibility
- Criteria Details
  Minimum Age (Years) 21
  Max Age (Years) 65
  Minimum Annual Income (RM) 48,000
- Who Can Apply
- Criteria Details
  Malaysians YES
  Non-Malaysians NO
  Occupation Salaried employee, Self-employed

Minimum Months	Maximum Months	Minimum Amount (RM)	Maximum Amount (RM)	Minimum Income (RM)	Maximum Income (RM)	Interest Rate (%)
12	420	70,000	299,999	48,000	-	4.75
12	420	300,000	-	48,000	-	4.15
12	420	600,000	-	48,000	-	4.10

Criteria	Details
Minimum Age (Years)	21
Max Age (Years)	65
Minimum Annual Income (RM)	48,000

Criteria	Details
Malaysians	YES
Non-Malaysians	NO
Occupation	Salaried employee, Self-employed