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    • TenureUp to 35 years
    • Interest Ratefrom 2.98% p.a.
    • Loan typeFull-Flexi loan
    • Interest TypeFloating interest rate
    • Margin of financeup to 90%
      • Overview

      • Refinance your current home loan with solutions that help you save up on interest charges and allow you extra cash at hand for other personal use.

      • Features
      • CriteriaDetails
        Shariah CompliantNO
        Loan TypeFull-Flexi
        Interest TypeFloating
        Recommended Insurance TypesFire Insurance, MRTA
      • Fees And Charges
      • CriteriaDetails
        Late Penalty Fee (%)1
        Processing Fee (RM)200
        Cancellation Fee2.25% of the loan amount if the bank bears the entry cost. Otherwise, it is 0.5%.
        EPF Letter Withdrawal Fee (RM)20
        Redemption Letter Fee (RM)50
      • Interest
      • Minimum MonthsMaximum MonthsMinimum Amount (RM)Maximum Amount (RM)Minimum Income (RM)Maximum Income (RM)Interest Rate (%)
        12420500,0003,500,00090,000-2.98
        12420200,0003,500,00048,000-3.95
        1242070,00011,000,00048,000-3.75
      • Eligibility
      • CriteriaDetails
        Minimum Age (Years)21
        Max Age (Years)65
        Minimum Annual Income (RM)48,000
      • Who Can Apply
      • CriteriaDetails
        Applicant StatusDebt Consolidation Plan is not applicable to non-residents
        MalaysiansYES
        Non-MalaysiansNO
        OccupationSalaried employee, Self-employed