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Standard Chartered MortgageOne Refinancing

Refinance your current home loan with solutions that help you save up on interest charges and allow you extra cash at hand for other personal use.

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Standard Chartered MortgageOne Refinancing

TenureUp to 35 years
Interest Ratefrom 2.98% p.a.
Loan typeFull-Flexi loan
Interest TypeFloating interest rate
Margin of financeup to 90%

- Overview
- Refinance your current home loan with solutions that help you save up on interest charges and allow you extra cash at hand for other personal use.
- Features
- Criteria Details
  Shariah Compliant NO
  Loan Type Full-Flexi
  Interest Type Floating
  Recommended Insurance Types Fire Insurance, MRTA

Fees And Charges

Criteria	Details
Late Penalty Fee (%)	1
Processing Fee (RM)	200
Cancellation Fee	2.25% of the loan amount if the bank bears the entry cost. Otherwise, it is 0.5%.
EPF Letter Withdrawal Fee (RM)	20
Redemption Letter Fee (RM)	50

Interest

Minimum Months	Maximum Months	Minimum Amount (RM)	Maximum Amount (RM)	Minimum Income (RM)	Maximum Income (RM)	Interest Rate (%)
12	420	500,000	3,500,000	90,000	-	2.98
12	420	200,000	3,500,000	48,000	-	3.95
12	420	70,000	11,000,000	48,000	-	3.75

- Eligibility
- Criteria Details
  Minimum Age (Years) 21
  Max Age (Years) 65
  Minimum Annual Income (RM) 48,000
- Who Can Apply
- Criteria Details
  Applicant Status Debt Consolidation Plan is not applicable to non-residents
  Malaysians YES
  Non-Malaysians NO
  Occupation Salaried employee, Self-employed

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