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    • Profit RateFrom 8% p.a.
    • Financingup to RM150k
    • Tenureup to 5 years
    • Loan TypeUnsecured Islamic Financing
    • Min. IncomeRM3,000/month
      • Overview

      • An unsecured Islamic personal financing that requires no collateral or guarantors and charges zero processing fee. Get a 5% rebate every year for prompt repayment!

      • Features
      • CriteriaDetails
        Shariah CompliantYES
        Interest TypeFloating
        Approval Within (Days)2
      • Fees And Charges
      • CriteriaDetails
        Late Penalty Fee (%)1
        Stamp Duty (%)0.5
      • Interest
      • Minimum MonthsMaximum MonthsMinimum Amount (RM)Maximum Amount (RM)Minimum Income (RM)Maximum Income (RM)Interest Rate (%)
        12602,000150,00036,000-8
        12602,000150,00036,000-8.50
        12602,000150,00036,000-9.99
        12602,000150,00036,000-11.99
      • Eligibility
      • CriteriaDetails
        Minimum Age (Years)21
        Max Age (Years)60
        Minimum Annual Income (RM)36,000
      • Who Can Apply
      • CriteriaDetails
        Applicant StatusPermanent Residents
        MalaysiansYES
        Non-MalaysiansNO
        OccupationSalaried employee, Self-employed